Pay for your furniture over time. The way you want.
Affirm offers instant loan decisioning for your purchases online, including furniture sold on our website. Affirm is a financing alternative to credit cards and other buy now pay later products. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments over the course of 3, 6, 12 or even 36 months. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.
You can choose you payment terms during checkout.
How It Works?
It's very easy!
Add to cart
Apply for loan
Credit check might be required. Typically, Affirm would ask you for phone number, last 4 digits of SSN, Date of Birth and phone number just to verify your identity & approve your credit. This is 'soft' credit check that would not affect your credit score. Deposit might be required.
Your rate can be 10-30% APR based on your credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. Affirm payment options are provided by Affirm lending partners.
Affirm Frequently Asked Questions
When you sign up for Affirm, yes, it does a 'soft' credit check that doesn't affect your credit score or history in any way. When you have an active Affirm loan, Affirm will report your loan details to credit bureaus, which will help to improve your credit score.
Affirm doesn't have any credit limit, however it's reported it has a limit of $17,500 per single loan. This is quite enough to cover any order.
There's no limitations like that, but in general, if you have a credit score over 640 you'll get excellent approval odds!
Typically, yes, small downpayment with credit or debit card will be required in case of a loan approval from Affirm. This will be refunded if you order is cancelled by comfyco.com or by any other reason.
You can expect your first payment in a month after your loan is approved.
It's a perfect idea if you lack whole payment for your purchase now or just want to break down your payments over time! A whole loan amount will be shown to you before you confirm you purchase so you can easily decide if it's working for you or not. Affirm can be a perfect choice for your purchase of something you always wanted.
If we issued a partial refund to you you Affirm loan will just be re-calucated and you'll pay less. Affirm supports partial refunds. In case of a full refund Affirm will typically refund you on your original payment method, like bank account or debit card.