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Buy now. Pay over time.

Buy now. Pay over time.

No Interest if paid in full in 6 months on purchases of $99 or more

PayPal Credit is an amazing and financing option provided by Paypal. It will allow you to easily purchase anything you want and pay it off on your terms. This financing is built in into your Paypal account - and you can pay it off on your own terms the way you like. Great alternative to usual credit cards. PayPal Credit is subject to credit approval.

How It Works?

It's very easy!

Choose Paypal in Checkout

Select Paypal Credit as Payment Option when taken to Paypal Payment Page

Get Approved

Very easy soft-pull credit application will show you minimal month payments

Enjoy your Furniture!

Pay your loan to Paypal on YOUR terms - finish early if you want!

PayPal Credit

How do I apply for PayPal Credit?

Credit approval is subject to Paypal. Just choose Paypal Financing (or PayPal Credit) as payment option during checkout to apply. Approval is instant and you will see right away if you're approved or not.

Paypal account will be created for you if you don't have one. Have to agree to Paypal Terms and Conditions of Sale to proceed. Credit will be available as amount in your Paypal account that you can use towards any purchase.

Paypal financing is just another convenient alternative to traditional ways of paying for your purchase. It's accessible from you Paypal account or Mobile App 24/7. Check out this easy video provided by Paypal to see how it works!

Frequently Asked Questions

It's very easy. Just check Paypal and then Financing while in the checkout and Paypal will take care of the rest.

There's no defined limit but usually you would need to have around 650 credit score to get approved.

Paypal will typically send you reminders on your payments, and yes, they'll be monthly. You can choose to pay your balance earlier, choose minimum monthly paymetns or do your payments any way you want.

Paypal uses soft pull so your credit score won't be affected.

You can pay it off early. Paypal even offers no interest currently if paid in 6 months in full.

You don't have to have a Paypal account to apply to Paypal Credit, but Paypal works inside their ecosystem so Paypal account will be created for you.

Please visit Paypal Credit Page. It has all available information. Paypal also has very dedicated support so you can reach out to them in case of any further questions.